Last Updated: January 2025
Welcome to Expentrac! These Terms of Service ("Terms") govern your use of the Expentrac mobile application and related services (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Service.
By creating an account or using Expentrac, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. These Terms constitute a legally binding agreement between you and the Service Provider.
Expentrac is an expense tracking application that allows you to:
To use the Service, you must register an account using one of the following methods:
You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate, current, and complete.
You are solely responsible for:
The Service Provider is not liable for any loss or damage arising from unauthorized access to your account due to your negligence.
You are strictly prohibited from:
Role names: This policy uses the role names shown in the Expentrac app — "Owner" for the ledger creator and "Member" for invited collaborators.
Each account may create multiple ledgers. The user who creates a ledger is designated as the Owner and has full management rights over that ledger.
Owners have the following exclusive rights:
Members may:
Members cannot export ledger data, remove other members, or delete the ledger.
All user data, including account information, ledgers, and transactions, is stored on our secure servers. By using the Service, you consent to the storage of your data on our servers.
You are strongly advised to regularly back up important financial data. The Service Provider:
You may delete your account and all associated data directly within the app's Account Settings. For exceptional cases, please refer to the Contact Information section (Section 20).
Deleted accounts and data can be recovered within 30 days of deletion. During this period, you may request restoration via the Contact Information section (Section 20).
After 30 days, your account and all associated data will be permanently deleted and cannot be recovered. This includes all ledgers, transactions, and collaboration records.
Expentrac may offer premium features or subscription services. Any such services will be clearly described within the app before purchase.
All subscription payments will be processed through Apple App Store. By subscribing, you agree to the payment terms of the Apple App Store.
We may offer free trial periods for subscription services at our sole discretion. The availability, duration, and terms of free trials may change without notice.
You may cancel your subscription at any time through your Apple App Store account settings. Upon cancellation, your subscription will remain active until the end of the current billing period, after which it will not renew.
All refund requests are subject to the refund policies of Apple App Store. The Service Provider does not directly process refunds. Please refer to Apple's refund policy for details.
Expentrac supports both direct Email Registration (email/password) and third-party authentication services (Google) to facilitate account registration and login. When registering with email/password, we collect the email address. By using third-party services, you agree to their respective terms of service and privacy policies.
To improve service quality and user experience, we use technical services including Firebase Analytics, Firebase Crashlytics, and Firebase Performance. These tools help us identify and fix bugs, analyze app usage patterns, and optimize performance.
The Service Provider is not responsible for the availability, functionality, security, or privacy practices of any third-party services. Your use of third-party services is at your own risk.
Expentrac displays advertisements provided by Google AdMob. These advertisements help support the free version of the Service.
The Service Provider:
Advertisements may contain links to external websites or services. The Service Provider is not responsible for the content, privacy practices, or security of any third-party websites. Accessing third-party links is at your own risk.
When using Expentrac, you agree NOT to:
If you violate these Terms or engage in prohibited conduct, the Service Provider reserves the right to immediately suspend or terminate your account without prior notice.
The Service Provider may suspend or terminate accounts if we detect:
Upon termination, your right to access and use the Service will immediately cease. We may delete your account and all associated data without liability to you.
All intellectual property rights in and to the Service, including but not limited to software, design, graphics, text, logos, trademarks, and other content, are owned by or licensed to the Service Provider. These rights are protected by copyright, trademark, and other intellectual property laws.
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for personal, non-commercial purposes.
You may not:
The Service may be temporarily unavailable due to maintenance, upgrades, technical issues, or other reasons beyond our control. We will make reasonable efforts to provide advance notice of scheduled maintenance, but cannot guarantee uninterrupted access.
The Service Provider reserves the right, at any time and without prior notice, to:
If we decide to permanently terminate the Service, we will provide reasonable advance notice through in-app announcements or email to registered users, allowing you time to export your data.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
The Service Provider does not warrant that:
The Service Provider is not liable for any loss, damage, or inconvenience caused by:
YOU ACKNOWLEDGE AND AGREE THAT THE SERVICE PROVIDER IS NOT RESPONSIBLE FOR ANY LOSS OF YOUR DATA, REGARDLESS OF CAUSE. YOU ARE SOLELY RESPONSIBLE FOR BACKING UP YOUR IMPORTANT FINANCIAL INFORMATION.
Your use of the Service is at your sole risk. You assume full responsibility for any consequences arising from your use of the Service.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE PROVIDER SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR USE, WHETHER IN CONTRACT, TORT, OR OTHERWISE, ARISING FROM OR RELATED TO YOUR USE OF THE SERVICE.
The Service is a tool for tracking expenses and does not provide financial, investment, or tax advice. The Service Provider is not responsible for any financial decisions you make based on information stored or displayed in the Service.
Expentrac is a personal finance app and is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. Users under 13 must have parental or guardian consent before creating an account or using the Service.
If we become aware that a user under 13 has provided personal information without parental consent, we will take steps to delete such information and terminate the account. Parents or guardians who believe their child has provided information should use the Contact Information section (Section 20).
We reserve the right to modify these Terms at any time. When we make changes, we will update the "Last Updated" date at the top of this page.
We will notify you of material changes to these Terms through:
Your continued use of the Service after changes to these Terms constitutes your acceptance of the modified Terms. If you do not agree to the changes, you must stop using the Service and may delete your account.
These Terms shall be governed by and construed in accordance with the laws of the Republic of China (Taiwan), without regard to its conflict of law provisions.
Any disputes arising from or relating to these Terms or the Service shall be subject to the exclusive jurisdiction of the courts of Taiwan.
For users in the European Union, the processing of personal data complies with the General Data Protection Regulation (GDPR). Please refer to our Privacy Policy for details on how we collect, use, and protect your personal information.
If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and the Service Provider regarding your use of the Service, and supersede all prior agreements and understandings.
If you have any questions, concerns, or requests regarding these Terms of Service, please contact us at:
Email: [email protected]
By using Expentrac, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.